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Kameleon007/iStockCredit freezes are a hot topic these days. With security breaches cropping up at banks, retailers, and even credit reporting agencies (hello, Equifax), many Americans fear that hackers might access their personal data and open new credit lines in their name. That’s where a credit freeze can help. This tool restricts access to your credit … More Can You Get a Mortgage With a Credit Freeze? — Real Estate News & Insights | realtor.com®Finance – Real Estate News & Insights | realtor.com®
courtneyk/iStockHow long does it take to improve your credit score? If you’re hoping to buy a home, having a good credit score is key, since it helps you qualify for a mortgage. So if your credit score is low, knowing how long it takes to raise it to home-buying range can help you plan. While raising… … More How Long Does It Take to Improve Your Credit Score Enough to Buy a Home? — Real Estate News & Insights | realtor.com®Finance – Real Estate News & Insights | realtor.com®
kate_sept2004/iStockMost potential home buyers wait to talk to a mortgage lender until they’re ready to buy. Makes sense, right? Why bother digging up your financial statements and filling out a bunch of paperwork if you’re not going to buy right away? If buying a home is one of your long-term goals, you may be doing… via … More 5 Reasons to Talk to a Lender Right Now—Long Before You Buy a Home — Real Estate News & Insights | realtor.com®Finance – Real Estate News & Insights | realtor.com®
Edward Maldonado, REALTOR. Why do I need a Realtor? If you had a $500,000 income tax problem, would you attempt to deal with it without the help of a CPA? If you had a $500,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the … More Why do I need a Realtor?